The Complicated California Foreclosure Process Explained
California foreclosure laws are among the nation’s most complex but are also fairly consumer friendly. In this post, we will attempt to provide good answers to the most common questions California...
View ArticleIs an Adjacent Lot Part of the Homestead for Exemption Purposes?
Homestead Exemptions Don’t Protect Investment Property Although homestead exemption laws vary by state, none of them protect investment property. A homestead is, by definition, a primary residence. You...
View ArticleWage Garnishment Laws in NY: Can Creditors Take My Paycheck?
Your Wages Won’t Be Garnished Right Away Although many people believe that missing a payment or two on a debt can result in a quick garnishment of their wages, this is not the case. Having one’s wages...
View ArticleBankruptcy in the Big Apple: Everything You Need to Know
Everything You Need To Know About Bankruptcy In New York If you are considering filing for protection under the federal bankruptcy laws, the first thing that should be done is to engage the services of...
View ArticleChapter 7 Bankruptcy in Maryland: What You Need to Know
One of the original 13 colonies, Maryland is a mid-Atlantic state blessed with a wide variety of landscapes that has earned it the nickname “America in Miniature.” Sand dunes, marshlands, gentle hills,...
View ArticleChapter 7 Bankruptcy in D.C.: What You Need to Know
Washington, D.C. dates back to 1791, when it was founded to be our nation’s capital. The District of Columbia is the location of all three branches of our government: the executive, the legislative,...
View ArticleChapter 7 Bankruptcy in Tennessee: What You Need to Know
Tennessee is world-famous among music lovers, and it isn’t hard to see why. Crossing the state along I-40, drivers can quickly access such musical landmarks as Graceland in Memphis, the Country Music...
View ArticleChapter 7 Bankruptcy in Missouri: What You Need to Know
Missouri was pivotal for launching the settlement of the western United States. The Lewis and Clark expedition began near present day St. Louis, and Missouri was the eastern starting point for the Pony...
View ArticleChapter 7 Bankruptcy in Wisconsin: What You Need to Know
Traditionally hailed as the “Dairy Capital of the USA,” the heartland of Wisconsin is also the birthplace of famed architect Frank Lloyd Wright; the home of the world’s largest music festival,...
View ArticleChapter 7 Bankruptcy in New Jersey: What You Need to Know
New Jersey is often described as one of the wealthiest states in the nation. In raw numbers, that’s true — New Jersey consistently posts median individual and household incomes well above the national...
View ArticleChapter 7 Bankruptcy in Minnesota: What You Need to Know
Minnesota isn’t just home to people with a well-known accent. It’s also home to the country’s largest urban sculpture garden in Minneapolis, the largest regional playhouse in the U.S., and Minneapolis...
View ArticleChapter 7 Bankruptcy in Mississippi: What You Need to Know
Pecans, cotton, catfish, sweet potatoes — all have a huge, if not “capital,” presence in Mississippi. The nickname “Old Man River” is reserved for the Mississippi River, the largest river in the United...
View ArticleChapter 7 Bankruptcy in North Dakota: What You Need to Know
The past decade has been good to North Dakota. During the Great Recession, while median incomes across the country were shrinking when adjusted for inflation, household incomes in North Dakota grew by...
View ArticleChapter 7 Bankruptcy in Oklahoma: What You Need to Know
Oklahoma’s median household income, at $49,176, is significantly below the national average, but that’s not necessarily bad news for Sooner State residents. Lower costs in key areas balance out lower...
View ArticleFailure To Keep Adequate Records Can Be Grounds For Denying Bankruptcy Discharge
In Chapter 7 bankruptcy, a debtor is entitled to a Discharge of his or her debt unless one or more of twelve exceptions is met. One such exception is the failure to keep adequate records. In order to...
View ArticleGet It Back! Fixing a Fraudulent Transfer Before Bankruptcy in the 9th Circuit
Transferring Assets Before Bankruptcy Perfectly honest consumer debtors sometimes make the mistake of transferring an asset to a friend or family member before filing bankruptcy. This can happen...
View ArticleAm I Protected by the Arizona Anti-Deficiency Statute?
When most families purchase a home, they don’t envision ending up facing a foreclosure sale, but in states like Arizona where the housing market has been particularly hard hit, foreclosure is an...
View ArticleDoes Texas Foreclosure Law Allow Deficiency Judgments?
Texas law allows lenders to pursue deficiency judgments after foreclosure A deficiency judgment arises when the proceeds from a foreclosure sale fail to satisfy the outstanding mortgage balance, and a...
View ArticleThe Complicated California Foreclosure Process Explained
California foreclosure laws can be complex. California foreclosure laws are among the nation’s most complex but are also fairly consumer friendly. In this post, we will attempt to provide good answers...
View ArticleWhat City and State Should I File for Bankruptcy In?
Last updated March 30, 2018. If you’re considering filing for bankruptcy, you might be confused on where you should file. Maybe you recently relocated to be closer to family or friends, were forced to...
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